About Noviqen

Noviqen is an independent financial information and publishing website based in the United Kingdom. We write about money matters that affect UK households — savings, ISAs, investing, tax, pensions and everyday personal finance.

We are not a regulated financial adviser, a product provider, or a broker. We do not sell financial products and we do not take commissions for recommending them. Our role is to research and explain financial topics in plain language.

The team behind Noviqen includes writers and researchers with an interest in UK personal finance. Where a topic requires specialist knowledge, we state the limits of our expertise and direct readers to authoritative sources.

We publish explainers, guides and analysis. Some articles explain how a product or rule works; others report on developments such as rate changes or policy updates. We aim to state what is fact, what is forecast, and what is our own analysis.

Wherever possible, we base our content on reliable and authoritative sources, including:

• GOV.UK
• HMRC
• Financial Conduct Authority
• Bank of England
• Office for National Statistics
• HM Treasury
• Reputable financial reporting

We check figures, dates and rules against these sources before publishing, and we date our articles so readers can judge how current the information is. When official guidance changes, we aim to update the relevant article or flag that it may be out of date.

We distinguish between confirmed facts, forecasts and our own commentary. Where we are unsure of a figure or a claim, we say so rather than presenting it as certain.

Noviqen is an independent information website. Our content is provided for general educational and informational purposes only. It is not personal financial, investment, tax or legal advice, and it is not a recommendation to buy, sell or hold any product or asset.

Financial products and services carry different levels of risk. The right option depends on your individual circumstances, goals and attitude to risk. Before making a financial decision, check the latest information from the relevant provider or official authority and consider seeking regulated professional advice.

We try to keep information accurate and up to date, but we do not guarantee that figures, rates or rules are current at the time you read them. Tax rules, interest rates and product terms change frequently. Always confirm the current position before relying on anything published here.

Noviqen does not accept liability for any loss arising from the use of information on this site.

You can reach us with questions, corrections, suggestions or topics you would like us to research.

To get in touch, visit our Contact page.